Who am I?

2005 - Realtor Of The Year

I was born in Klamath Falls, Oregon and spent my childhood years in a small town southeast of there. Though I spent most of my adult years in other parts of the country, I still think of myself as a native Oregonian. I remember and appreciate the aspects of small town life.

I spent a few years working in the small aviation industry, then the medical field and quite a few years for a large computer sales organization. After retiring from the big city and corporate life, then relocating to Florence, I started my next career when I obtained my real estate salesperson license.

A licensed Realtor since 1993, I am a licensed, active Broker in the State of Oregon. In March of 2002 I joined the real estate team at Coldwell Banker Coast Real Estate in Florence. I am a member of the First Oregon Chapter of the National Council of Exchangors. For a few years I was affiliated with the Century 21 Franchise and took advantage of their many education opportunities including the International Management Academy. I owned and managed my own office for a short time. I continue my education in all aspects of real estate and completed the course work for the Accredited Buyers Representative designation.

I am committed to providing the best possible service as a real estate professional. My philosophy in my business is very simple: Respect for the individual; The best service possible; and The pursuit of excellence.

I am active in the local board of Realtors, having served as chair and then co-chair of our local Multiple Listing Service, Treasurer, then Secretary/Treasurer for the Central Oregon Coast Board of Realtors. In 2006 I served as President, and am currently serving once again as Secretary.

My husband, Wendell, has an upholstery business in Florence and my son, William is in the computer software field specializing in data base design and web site integration.

I enjoy beach combing (especially for agates), knitting, reading and I teach line dancing classes at the local Elks Lodge and the Booster Senior Center.

HOW I WORK FOR YOU -- AS A SELLER

We will usually spend some time getting to know each other. You need to have a certain amount of confidence and trust in me. I need to see the property I will be marketing for you whether it is a house or bare land. We will then discuss the terms of a listing contract (I prefer to call it an employment contract). My job is to market it for you, find a buyer, ensure all the necessary paperwork is completed and in a timely fashion; and keep you updated throughout the whole process on a regular basis. As a seller your job is to ensure the property is available and attractive to a buyer. The home does not have to be spotless, just tidy. Most buyers will have inspections done so if you do them first and make any noted repairs you will be confident that they will not find any items to \\\'negotiate\\\' about. There are a myriad of other details that I will deal with on you behalf. I must submit any written offers to you as soon as received. The decision will be yours, but part of my job is to ensure you have as much information as possible so that you make a decision you feel good about. Once sold you can still call me if you have any quesitons or concerns about the transaction. I won\\\'t just disappear.

HOW I WORK FOR YOU -- AS A BUYER

We will usually spend some time getting to know each other and determine your needs. You need to be confident that I will work hard in finding the right property for you no matter which office has it listed for sale, or if it is a for sale by owner. You also must feel confident that what we discuss will be held as confidential information at all times. Generally speaking, if you are just beginning your search and are not in a position to make an offer I would prefer to show you homes that are vacant rather than owner occupied. Open Houses are not typical here in Florence. If you come into town on a weekend you need to be be aware that it is very difficult to view homes on Sunday afternoon unless we have made arrangements on Saturday morning at the latest. We must call the listing agent or their office for an appointment and most everyone is closed on Sunday. If you are going to need a loan to complete the purchase, I urge you to get yourself pre-qualified.

When you have made your decision to purchase here are some recommedations:

1. Get your finances in order. You need to decide how much you can afford to spend each month
on a mortgage payment.
2. Get preapproved. You need to determine the size of mortgage you can afford.
3. Write down what you want. Be really honest with yourself and do some soul-searching.
4. Hire an agent. A good agent knows the Florence market, listens to you and doesn\\\'t rush your
decisions. Remember, the listing agent works for the Seller.
5. Go house hunting. Talk to your agent, tell them what you like or didn\\\'t like about a property.
6. Make an offer. An offer must be in writing and spell out the terms of your offer. An offer
with a lender\\\'s preapproval is much stronger.
7. Have the home inspected. With an FHA loan, a home inspection is required.
8. Acquire the mortgage loan. Your lender will want a copy of the accepted contract and a copy of
any inspections. They will want to see a Preliminary Title Report and an insurance binder.
9. The Title Company will make an appointment with you to sign closing documents. They will
tell you anything you need to bring with you. Funds for closing should be in the form of a
cashier\\\'s check. Once the Deed has been recorded you will be handed the keys to your new
home.